As a Mortgage Agent, I arrange mortgage financing for clients all over Ontario. Whether you’re looking to purchase, refinance, renew or obtain a second mortgage, I can help. I have access to major banks, non-bank lenders and credit unions to obtain the best rates for you. If you’re facing problems due to credit or income issues, I also work with equity based lenders and local private lenders for difficult situations.
Mortgages are usually the biggest financial commitment you can make. It is therefore important that you make an informed decision by learning what options may be available to you and how they can impact your mortgage. Everyone’s needs are different and my role as a mortgage specialist is to understand those needs and explain not only what we can do, but how and why. As an experienced FSCO licensed Mortgage Agent I help clients all across Ontario, from first time buyers to seasoned real estate investors.
The mortgage world can be confusing, especially for a first time buyer. With all the terminology and math formulas that go into mortgages, it’s no wonder someone can be hesitant to get started. But I will work with you to make sure you’re comfortable with your mortgage decision and know exactly how it works and where you’ll be at the end of the term. If you’ve purchased before, even though you’re familiar with the process, you still want someone to find you the best rate possible and take care of all the details so that you can focus on finding the right home for you. Read More
Regardless of how many times you’ve had a mortgage for a home in the past, the process is the same. My job is to make it happen smoothly and quickly for you. The first step is to get pre-approved. Read more on Mortgage Purchase
There are a number of reasons why someone may be interested in a second mortgage. Sometimes it doesn't make sense to break a first mortgage due to a large penalty .. Read more about Second Mortgages
If you want to make changes to your current mortgage, either at renewal or during the term, you may want to consider a refinance. Read More on Refinancing
If your current mortgage is coming up for renewal, it is wise to start looking into options about 3-4 months prior to the renewal date. This allows you to lock into a rate now so that you can take advantage of it upon renewal in case rates increase.Read More on Mortgage Renewals
Many of us run into unforeseen circumstances in life that can result in a changing financial situation. There are many causes such as divorce, separation, illness, job loss and injury at work. Perhaps these events have caused your mortgage to go into arrears and you're facing a Power or Sale or Foreclosure.Read more on Difficult Situations